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best lending companies

The Beauty of High Mortgage Rates

High mortgage rates are bad. They reduce affordability, lead to fewer home sales, and can cause lots of industry-related job losses. The year 2022 has probably been the worst on record as far as mortgage rates go, with the 30-year fixed…

How to Shop for a Mortgage

Mortgage basics: “How to shop for a mortgage.” Every now and then I focus on mortgage 101 because it seems the obvious stuff isn’t always so obvious. While you would think that shopping for just about anything is relatively straightforward,…