Personal Loans

I-SoFi Unlimited 2% Yekhadi Lesikweletu Ithola Ukuthuthukiswa Komvuzo

I-SoFi Unlimited 2% Ikhadi Lesikweletu1 kakade igxile ekuvuzeni amalungu ethu kalula. Ikhadi, elikhokhisa inkokhiso yonyaka eyiziro†, linenqwaba yezinzuzo zokukusiza ukuthi uthole imali ngendlela efanele, okuhlanganisa nemiklomelo yembuyiselo engu-2% engenamkhawulo2 kukho konke ukuthenga okuthengekayo njengekhredithi yesitatimende noma ekongeni, ekutshaleni, noma ekukhokheleni isikweletu se-SoFi esifanelekayo. Namuhla, sethula isici esisha esiklomelisa amalungu ethu athembeke kakhulu ngisho nangokwengeziwe—inzuzo engu-10% yemiklomelo eyimbuyiselo etholwa amalungu ekhadi lesikweletu ngediphozi eqondile nge-SoFi Checking & Savings3. Lokho kuyimivuzo engenamkhawulo yembuyiselo engu-2.2% kukho konke okuthengiwe, ngisho no-3.3% ohambweni olubhukhwe nge-SoFi Travel4. Ngokungafani nezinye izinhlinzeko zokuphromotha, i-boost engu-10% ayiphelelwa yisikhathi futhi ayinayo imingcele yokuthi ungazuza malini ngenzuzo.

Isebenza kanjani? Kulula. Vula i-SoFi Unlimited 2% Credit Card futhi usethe idiphozithi eqondile ngokusebenzisa Ukuhlola Nokulondoloza Nge-SoFi. Lapho umholo wakho wokuqala usufikile ngediphozithi eqondile, uzoqala ngokuzenzakalelayo ukuzuza imivuzo yembuyiselo engu-2.2% engenamkhawulo kukho konke ukuthenga kwakho. Inqobo nje uma ugcina idiphozithi yakho eqondile nge-SoFi Checking & Savings futhi uqhubeka nokusebenzisa i-SoFi Unlimited 2% Credit Card, uzoqhubeka nokuthola ukukhushulelwa umvuzo. Le nzuzo entsha akuyona nje eyabanikazi bamakhadi abasha. Amalungu akhona ekhadi lesikweletu anediphozi eqondile ku-akhawunti yawo ye-SoFi Checking and Savings nawo azoqala ukuthola ngokuzenzakalelayo ukukhushulwa okungu-10%.

Izinzuzo ezengeziwe ze-SoFi Unlimited 2% Zekhadi Lesikweletu zifaka:

–ID Ukwebiwa Ukuvikelwa5 & I-Zero Fraud Liability ikunikeza ukuthula kwengqondo ngokubeka izinsiza zokuxazulula Ubugebengu be-Identity ezandleni zakho nokuqinisekisa ukuthi awunasibopho sokuthenga okungagunyaziwe

-Azikho izimali zokuthengiselana zakwamanye amazwe ekuthengeni okwenziwa phesheya

-Isevisi ye-concierge yokuhamba engu-24/7 kanye nekhredithi ye-Lyft yanyanga zonke ukwenza ukuhambahamba kube lula futhi kufinyeleleke kakhudlwana6

-Ukuthunyelwa okuthohliswayo kwezinsuku ezi-2 nge-ShopRunner6

-Ukufinyelela kumaphuzu esikweletu samahhala nokuqapha kwezezimali ukuze ubeke iso emalini yakho futhi ubone ukuthi isikolo sakho sesikweletu sithinteka kanjani ekusebenziseni kwakho imali7

Ingabe usukulungele ukukhulisa imivuzo yakho yokubuyisela imali ibe ngu-2.2% ongenamkhawulo? Chofoza lapha† ukuze uqale.


IZIDLULO

1I-SoFi Credit Cards ikhishwa i-SoFi Bank, i-NA ngokulandela ilayisensi yakwa-Mastercard® International Incorporated futhi ingasetshenziswa yonke indawo i-Mastercard yamukelwe. I-Mastercard wuphawu lokuhweba olubhalisiwe, futhi idizayini yemibuthano wuphawu lokuthengisa lwe-Mastercard International Incorporated.

†Bona Intengo, Imigomo Nemibandela ku-SoFi.com/card/terms

2Amalungu azuza amaphoyinti emiklomelo angu-2 ngedola ngalinye elisetshenziswe ekuthengeni. Awekho amaphuzu emiklomelo azotholwa ngokuphathelene nokwenziwe okubuyiselwe emuva, ukuthenga okubuyisiwe, noma okunye okwenziwayo okufanayo. Lapho ukhetha ukusebenzisa amaphuzu emiklomelo ku-akhawunti yakho ye-SoFi Checking noma Savings, i-akhawunti ye-SoFi Money®, i-akhawunti ye-SoFi Active Invest, i-akhawunti ye-SoFi Credit Card, noma i-SoFi Personal, Private Student, noma i-Student Loan Refinance, amaphuzu akho emiklomelo azowasebenzisa ngenani. ngephesenti elingu-1 ngephuzu ngalinye. Ukuze uthole imininingwane eyengeziwe, sicela uvakashele ikhasi Lemiklomelo. Imikhiqizo yokutshala imali kanye ne-Active Investments ehlinzekwa nge-SoFi Securities LLC, Ilungu le-FINRA/SIPC. I-SoFi Securities LLC iyinxusa le-SoFi Bank, amaphuzu e-NA.Rewards, lawo angasetshenziswa njengemiklomelo yemali, atholwa ngakho konke ukuthenga okufanelekile okwenziwa nge-SoFi Credit Card yekhasimende elinokuma okuhle. Awekho amaphuzu azotholwa ngokuphathelene nokwenziwe okubuyiselwe emuva, ukuthenga okubuyisiwe, noma okunye okwenziwayo okufanayo. Bona Imininingwane Yemiklomelo ukuze uthole ulwazi olwengeziwe ngokuthenga okufanelekile.

3Ukuthuthukiswa Okungu-10% Kumaphuzu Emivuzo Yemali Ebuyayo Yokuthenga Ikhadi Lesikweletu Se-SoFi: Amalungu ahlangabezana nemibandela yokufaneleka azozuza ngo-10% emazingeni emivuzo yokubuyiselwa imali kukho konke ukuthengwa okufanelekile okwenziwe nge-SoFi Credit Card (“Iphromoshini”). Ukukhushulwa ngo-10% kusho ukuthi isiphindaphindi esingu-10% sizosetshenziswa ezilinganisweni ezikhona zemivuzo yemali ebuyiselwe emuva (isb, 10% x 2% izinga lemiklomelo yemali ebuyisiwe = 0.2% i-boost). Isibonelo, amalungu afanelekayo azozuza amaphuzu angu-2.2% wemivuzo yemali ekuthengeni kwansuku zonke, amaphuzu okubuyisela imali engu-3.3% ekuthengeni kwe-SoFi Travel, kanye namaphoyinti emivuzo engu-27.5% ekuthengeni kwe-SoFi Stadium. Ngezinjongo zokubala ukukhushulwa okungu-10% kumaphuzu emivuzo yokubuyiselwa imali, okwenziwayo ngakunye kuzofinyezwa edolani eliseduze, futhi amaphuzu angamafraction azofinyezwa endaweni yonke eseduze. Ukukhushulwa ngo-10% ngeke kusebenze (i) emisebenzini engafanelekile ukuthola amaphuzu emivuzo yokubuyiselwa imali, njengoba kubekwe eMigomo Yemivuzo Yekhadi Lesikweletu Se-SoFi noma (ii) amaphuzu emiklomelo yenhlonipho akhishwa mathupha. I-SoFi, ngokubona kwayo iyodwa, izonquma ukuthi umsebenzi uyafaneleka yini ukuzuza ukukhushulwa okungu-10% ngaphansi kwalokhu Kunyuswa.

Ukuze ufaneleke ukuthola lokhu Kunyuswa, kufanele uthole Idiphozithi Eqondile ku-akhawunti yakho Yokuhlola I-SoFi noma Yokulondoloza phakathi Nenkathi Yokuphromotha. Kufanele uthole Idiphozithi Eqondile phakathi Nenkathi Yokuhlola Yezinsuku Ezingama-30 (njengoba kuchazwe ngezansi) ukuze uqhubeke nokuthola ukukhushulwa okungu-10%. Idiphozithi Eqondile isho idiphozi ku-akhawunti yomnikazi we-akhawunti Yokuhlola noma Yokulondoloza I-SoFi, okuhlanganisa iholo, impesheni, noma izinkokhelo zikahulumeni (isb., I-Social Security), eyenziwa umqashi womnikazi we-akhawunti, umhlinzeki weholo noma izinzuzo noma i-ejensi kahulumeni (“Idiphozithi Eqondile”) nge-Automated Clearing House (“ACH”) Network. Amadiphozithi angaveli kumqashi noma ejensi kahulumeni, okuhlanganisa kodwa okungagcini nje ngokuhlola amadiphozithi, ukudluliselwa kontanga kuya kontanga (isb, ukudluliselwa kusuka ku-PayPal, i-Venmo, njll.), ukuthengiswa komthengisi (isb, ukuthengiselana okuvela ku-PayPal, i-Stripe, Isikwele , njll.), kanye nokudluliswa kwezimali kwasebhange kwe-ACH nokudluliswa kwemali ngezintambo kusuka kuma-akhawunti angaphandle, akuhlanganisi umsebenzi wediphozithi eqondile futhi akufanelekile kule Nyuvesi.

Isikhathi Sokuhlola Sezinsuku Ezingu-30 sisho “Idethi Yokuqala” kanye “Nedethi Yokuphela” ebekwe ekhasini Lemininingwane Ye-APY le-akhawunti yakho, ehlanganisa isikhathi sezinsuku zekhalenda ezingama-30 (“Isikhathi Sokuhlola Sezinsuku Ezingamashumi amathathu”). Ungafinyelela ikhasi Lemininingwane ye-APY noma nini ngokungena ku-akhawunti yakho ye-SoFi ohlelweni lokusebenza lweselula le-SoFi noma iwebhusayithi ye-SoFi bese ukhetha noma (i) Ukubhenka > Ukulondoloza > I-APY Yamanje noma (ii) Ukubhenka > Ukuhlola > I-APY Yamanje. Lapho uthola Idiphozithi Eqondile ku-akhawunti yakho, uzoqala ukuzuza ukukhushulwa ngo-10% emiklomelweni yembuyiselo yemali. Uzoqhubeka nokuthola ukukhushulwa ngo-10% (i) kweNkathi Yokuhlola Yezinsuku Ezingu-30 futhi kuze kube sekupheleni Kwenkathi Yokuhlola Yezinsuku Ezingamashumi amathathu (30) kanye (ii) nanoma yiziphi Izikhathi Zokuhlola Ezilandelayo zezinsuku ezingu-30 lapho i-SoFi Bank iqhubeka khona. inquma ukuthi ube nomsebenzi wediphozithi eqondile ngaphandle kokuphazamiseka. I-SoFi Bank inelungelo lokunikeza isikhathi somusa kubanikazi bama-akhawunti kulandela ushintsho kumsebenzi weDiphozithi eqondile ngaphambi kokunqamula inzuzo yakho yokuthuthukisa engu-10%. Uma i-SoFi Bank ikunikeza isikhathi somusa, izinsuku zaleyo nkathi yomusa zizobonakala ekhasini Lemininingwane ye-APY le-akhawunti yakho. Uma i-SoFi Bank inquma ukuthi awuyitholanga Idiphozithi Eqondile phakathi Nenkathi Yamanje Yokuhlola yezinsuku ezingu-30 futhi, uma kufanele, nesikhathi somusa, lapho-ke ngeke usazuza ukukhushulwa ngo-10% kuze kube yilapho uthola umsebenzi weDiphozithi eqondile esikhathini esingama-30- Isikhathi Sokuhlola Sosuku. Kwezinye izimo, kungase kuthathe izinsuku ezingafika kwezingu-90 ukuze idiphozithi yakho ibonakale, ngemva kwalokho uzoqala ukuzuza u-10% wemivuzo yembuyiselo yemali. Uma ungaboni ukunyuswa kwakho okungu-10% enzuzweni yemiklomelo yemali ngemva kwezinsuku ezingu-90, sicela uthinte isikhungo sethu sosizo.

Isikhathi Sephromoshini: Iphromoshini izoqala ngomhla ka-4/1/24 ngo-1:00 PM ET. I-SoFi igodla ilungelo lokunqamula noma ukwenza izinguquko kule Nyuvesi noma kunini.

Abahlanganyeli Abafanelekayo: Wonke amalungu amasha nakhona kakade e-SoFi Credit Card athola Idiphozithi Eqondile ku-akhawunti yawo Yokuhlola i-SoFi noma Yokonga phakathi Nenkathi Yokuphromotha ayafaneleka ukuthola Le Nyuvesi. Kufanele uthole Idiphozithi Eqondile phakathi Nenkathi Yokuhlola Yezinsuku Ezingama-30 ukuze uqhubeke nokuthola ukukhushulelwa okungu-10%. Ilungu ngeke lizuze ukukhushulelwa ngo-10% ngaphansi kwale Phromoshini uma njengamanje lizuza amaphuzu angu-3% emivuzo yokubuyiselwa imali ngaphansi Kwephromoshini Yemiklomelo Yemali Ebuyayo engu-3%. Uma okwamanje uzuza Ku-3% Yemiklomelo Ebuyayo Yemiklomelo, uzoqhubeka nokuthola amaphuzu angu-3% emiklomelo yemali kuze kube yilapho ungasafaneleki noma kuze kuphele isikhathi saleyo nzuzo, njengoba kunikeziwe Kuphromoshini Yemiklomelo Yemali Ebuyayo engu-3%. imigomo. Lapho kuphelelwa isikhathi senzuzo yakho yemiklomelo engu-3% yemiklomelo, uzofaneleka ukuzuza i-boost engu-10% ngaphansi kwale Phromoshini, inqobo nje uma uhlangabezana nemibandela yokufaneleka eshiwo lapha. Ukunikezwa kukhawulelwe kweyodwa nge-akhawunti ngayinye ye-SoFi Checking and Savings. I-akhawunti ye-SoFi Credit Card izozuza kuphela ekukhushulweni ngo-10% ngaphansi kwalokhu Kunyuswa uma umnikazi we-akhawunti ye-SoFi Credit Card eyinhloko ethola Idiphozithi Eqondile ku-akhawunti yakhe ye-SoFi Checking noma Savings (noma, esimweni se-akhawunti ehlangene Yokuhlola Nokulondoloza, a umnikazi we-akhawunti ohlanganyelwe uthola Idiphozithi Eqondile). I-SoFi igodla ilungelo lokukhiphela ngaphandle noma yiliphi ilungu ekubambeni iqhaza kulokhu Kunyuswa nganoma yisiphi isizathu, okuhlanganisa ukukhwabanisa okusolisayo, ukusebenzisa kabi, noma uma izenzo ezisolisayo zibonwa.

4Imigomo, nemibandela iyasebenza: I-SoFi Travel Portal isetshenziswa yi-Expedia. Ukuze ufunde kabanzi nge-Expedia, chofoza ku-https://www.expediagroup.com/home/default.aspx
Uma usebenzisa i-SoFi Credit Card yakho ukuze uthenge ku-SoFi Travel Portal, uzozuza amaphuzu amaningana Emiklomelo Yamalungu e-SoFi alingana no-3% wesamba semali osisebenzisile ku-SoFi Travel Portal. Amalungu angonga kufika ku-10% noma ngaphezulu ekubhukheni okufanelekayo

Ukufaneleka:
Kufanele ube ngumsebenzisi obhalisiwe we-SoFi.
Kufanele uvumelane nesivumelwano semvume yobumfihlo ye-SoFi.
Kufanele ubhukhe uhambo ku-SoFi’s Travel Portal okufinyelelwe kuyo ngokuqondile ngesixhumanisi esikuwebhusayithi ye-SoFi noma kuhlelo lokusebenza lweselula. Ukuvakasha okubhukwe ngokuqondile kuwebhusayithi ye-Expedia noma uhlelo lokusebenza, nanoma iyiphi enye isayithi esetshenziswa noma exhaswe yi-Expedia ayifaneleki.
Kufanele ukhokhe usebenzisa i-SoFi Credit Card yakho.

Imiklomelo Yelungu le-SoFi: Yonke imigomo esebenzayo ekusetshenzisweni Kwemiklomelo Yelungu le-SoFi iyasebenza. Ukuze ufunde kabanzi sicela ubone: https://www.sofi.com/rewards/
Imigomo esebenza Emiklomelweni Yelungu:

Imigomo Eyengeziwe:
Izinguquko ekubhukheni kwakho zizothinta ibhalansi Yemiklomelo yokuthenga.
Noma yikuphi ukubhukha okukhanseliwe noma ukukhwabanisa kuzobangela ukuthi Imiklomelo ihoxiswe.
Imiklomelo ingabambezeleka kufika ezinsukwini zebhizinisi ezingu-7 ngemva kokuthunyelwe komsebenzi ebhukwini Lekhadi Lesikweletu Le-SoFi Yamalungu.
I-SoFi igodla ilungelo lokugodla amaphuzu Emiklomelo ngezinsolo zokukhwabanisa, ukusebenzisa kabi, noma imisebenzi esolisayo.

©2024 SoFi Bank, NA Wonke amalungelo agodliwe. Ilungu le-FDIC. Umbolekisi Wezindlu Elinganayo. I-NMLS #696891 (Ilungu le-FDIC), (www.nmlsconsumeraccess.org).

5I-Mastercard ID Theft Protection™: Le Mhlomulo ye-World Elite Mastercard® iza ngaphandle kwezindleko ezengeziwe. Abanikazi bamakhadi badinga ukubhalisela le sevisi. Ukuze wenze kusebenze inzuzo yakho yezaziso, vakashela ku-mastercardus.idprotectiononline.com bese ufaka inombolo yekhadi lakho ukuze uqale inqubo yokubhalisa. Eminye imigomo, imibandela, kanye nokungafakwa kuyasebenza. Le sevisi ihlinzekwa ngabakwaGenerali Global Assistance, Inc. Sicela ubone umhlahlandlela wakho wezinzuzo < ukuze uthole imininingwane noma shayela ku-1-800-MASTERCARD.

6Izinzuzo ezithile ze-World Elite Mastercard® zinemigomo nemibandela eyengeziwe, ezingafinyelelwa ngengosi Yezinzuzo ze-World Elite Mastercard®. Sicela ubone umhlahlandlela wakho wezinzuzo < ukuze uthole imininingwane noma ushayele u-1-800-MASTERCARD.

7I-SoFi Relay inikeza abasebenzisi ikhono lokuxhuma ama-akhawunti we-SoFi nama-akhawunti angaphandle besebenzisa isevisi ye-Plaid, Inc. Uma usebenzisa isevisi ukuxhuma i-akhawunti, ugunyaza i-SoFi ukuthola ulwazi lwe-akhawunti kunoma imaphi ama-akhawunti angaphandle njengoba kubekwe eMigomo Yokusebenzisa ye-SoFi. Ngokusekelwe emvumeni yakho i-SoFi izophinde ikunikeze ngokuzenzakalelayo idatha yezezimali etholwe kwabe-credit bureau ukuze ubonakale, ngaphandle kwesidingo sokuthi uxhume ama-akhawunti engeziwe. I-SoFi ayinaso isibopho sokugcina isikhathi, ukunemba, ukususwa, ukungalethi, noma ukwehluleka ukugcina noma iyiphi idatha yomsebenzisi, ukulahlekelwa idatha yomsebenzisi, ukuxhumana, noma izilungiselelo zomuntu siqu. Uzoqinisekisa ukunemba kwedatha ye-Plaid ngemithombo engazimele ku-SoFi. Isikolo sekhredithi yi-VantageScore® esekelwe kudatha ye-TransUnion® (“Umenzeli Wokucubungula”).

©2024 Social Finance, LLC. Wonke Amalungelo Agodliwe.


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